Extended Service Contract: A Consumer’s Guide

Finding the best extended vehicle service contract is easier than you probably think. As you know, when you first buy a vehicle, your car is covered under warranty. Unfortunately, after several miles and years, the warranty expires. A protection plan or service contract is another way to provide coverage for your vehicle. This is especially ideal for dealerships or any business with a fleet of vehicles. Cars and trucks need upkeep and care. Many service contracts can even be transferred to a buyer, so it adds an extra perk for used automobiles. It never hurts to safeguard your investment.

Manufacturer’s Warranty

A manufacturer’s warranty often expires just when you need it the most. Yes, it’s nice to have a manufacturer’s warranty initially. It doesn’t require any additional expense on your part. However, newer vehicles typically don’t make much use of such warranties. They need minimal upkeep, and most parts are perfectly capable of lasting beyond those first few thousands of miles.

It’s only as cars get a bit older, and mileage begins to add up that you really discover how expensive it can be to take care of your vehicle. Eventually, oil and filter changes aren’t enough. Many people assume that there’s isn’t much to do at this point. You simply have to find a way to pay for the expense. Luckily, service contracts offer another option.

Service Contracts

A service contract is sometimes called a protection plan. It’s very much what it sounds like. With a service contract, the service provider agrees to either perform or pay for certain repairs and services for your vehicle or vehicles. Usually, this is after the manufacturer’s warranty has already expired, but a service contract can be purchased while the manufacturer’s warranty is still in effect.

Precisely what is covered varies from one contract to the next. This is why it’s good to ask questions, so you can identify precisely what is and isn’t covered under your specific protection plan. The good news is that service contracts are offered for cars and trucks of all mileages and ages. Older vehicles and vehicles with high mileage are sometimes difficult to get covered. The companies that offer protection plans are well aware of this fact, and they’ve designed their service contracts with this in mind.

Coverage

As noted above, coverage does vary, but there are some basic guidelines you can keep in mind when you’re looking into protection plans. Some vehicle service contracts are more comprehensive than others. It’s worth noting that the degree of coverage usually impacts the cost of these plans. Some components, such as the engine, transmission, transfer case, drive axle, electrical system, fuel system, power steering, and suspension, are generally covered. Things like brake pads, the catalytic converter, cosmetic issues, light bulbs, oil changes, seat belts, tires, tire rotations, transmission flushes, upholstery, and windshields usually aren’t covered. Of course, a broken windshield or cosmetic damages might be covered under your auto insurance.

Other benefits tend to come with protection plans as well. With vehicle service contracts, you can usually choose any certified repair facility that you like. You aren’t limited to specific facilities. Rental car coverage and roadside assistance are also included. Additionally, you aren’t limited to a pre-determined number of claims.

As you can see, extended vehicle service coverage could be tremendously helpful. Taking care of your fleet is neither cheap nor easy. A service contract may prove to be very beneficial. Contact Freedom Warranty, LLC, at (877) 249-4186 to learn more.